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Opening a bank account in Krabi

Only foreigners with a non-immigrant year-long visa can open a personal Thai bank account. A work permit or retirement visa is ideal. You will need a letter from your landlord with proof of address and copies of your passport and visa, and possibly a reference from your employer, with the company seal.

Whether you live in or around Ao Nang or not, the banks here are likely to be the most “foreigner-friendly” in terms of speaking English and understanding the law with regard to foreigners banking in Thailand. So it is worth coming here to open an account: all the major banks have branches around the beach area and all – unlike the banks in town – are open until 5pm.

Map showing locations of all the banks with branches in Ao Nang, Krabi

View Banks in Ao Nang in a larger map

Foreigners do not earn interest on any savings held in a Thai bank account; loans (other than on credit cards) are also usually out of bounds unless you can convince your employer to guarantee it.

All banks in Krabi accept international money transfers; they also usually provide you with an ATM cash withdrawal card. Credit cards must be applied for separately. It is however, wise to keep your home country credit card active for internet purchases, as Thai cards are often refused online.

To receive money in Thailand without a bank account, you can use a service like Western Union, that delivers here; or use an ATM card to withdraw cash from an account in your home country. ATM machines are everywhere in the beach areas and Krabi Town.

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Last updated: August 29, 2012